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Frequently Asked Questions
DIY systems (Ring, SimpliSafe) cost $200–$500 for equipment plus $10–$25/month for monitoring. Professionally installed systems (ADT, Vivint) cost $0–$200 upfront with $30–$65/month monitoring contracts (typically 36–60 months). Total 3-year cost ranges from $560 to $2,540.
Yes. Most insurers offer 5–20% discounts for monitored security systems. Smoke detectors, water leak sensors, and deadbolts may qualify for additional discounts. A monitored system saving 15% on a $2,000/year premium saves $300/year — often more than the monitoring cost.
It depends on your needs. DIY-friendly: Ring or SimpliSafe (affordable, no contracts). Professional grade: ADT or Vivint (more equipment, professional monitoring). Smart home integration: Ring or Abode (work with Alexa/Google). Budget priority: Wyze or Cove (under $15/month monitoring).
Professional monitoring means a trained operator calls you and dispatches police/fire when an alarm triggers. Self-monitoring sends alerts to your phone, but you must take action. Professional monitoring is recommended if you travel frequently, want verified police dispatch, or need insurance discounts.