Investment Property Analysis
DSCR Calculator
Calculate the Debt Service Coverage Ratio for your investment property to determine loan eligibility. A ratio ≥ 1.25 signals strong qualification; most programs require at least 1.0.
Rental Income
$
Debt Obligations
$
$
$
$
Debt Service Coverage Ratio
1.28
Strong Qualification
Most DSCR lenders will approve at favorable rates
0.0 0.75 1.0 1.25 2.0+
Monthly Cash Flow
Gross Rental Income $2,500
Mortgage (P&I) $1,500
Taxes (monthly) $300
Insurance (monthly) $150
Total Debt Service (PITIA) $1,950
Net Cash Flow $550
DSCR = Gross Rental Income ÷ Total Debt Service (PITIA)
Begin here
Ready to Get Started?
Connect with lenders who specialize in DSCR investment property loans
Step 01 / Profile
Which best describes you?
Step 1 of 4