Debt-to-Income Ratio Calculator
Calculate your debt-to-income ratio to understand how lenders evaluate your borrowing capacity and mortgage eligibility.
Income
$
Housing Expenses
$
$
$
$
Other Debts
$
$
$
$
Your DTI Ratio
46.7% Stretch May qualify with compensating factors
Front-End DTI 34.7%
Housing Expenses
Mortgage / Rent $2,000
Property Taxes $400
Insurance $200
Total Housing $2,600
Other Debts
Car Payments $400
Student Loans $300
Credit Card Minimums $200
Total All Debt $3,500
Front-End DTI = Housing / Income • Back-End DTI = All Debt / Income
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